Insurance [Merged 10-6]

[phastalon]

I couldn't tell you a price, but the best thing I've found to do is go to www.geico.com and just do a quote request. I get a quote immediately sometimes and then others it takes them a few hours to email it to me.

 

[JessesTalon]

For some of you that know me, you know I am engaged right now and am getting married sometime in the near future.

ANYWAYS

So me and my Fiance (Staci) went to All-State to get car insurance.

Keep in mind i have 1 speeding ticket, and 1 wreck (not my fault, but cops are never wrong) (she has 1 ticket as well but its minor (lane change))

So my Fiance has a 97 corolla and I put in that I am getting a 97-99 mitsu eclipse gsx.

Wellllllllll

our insurance rates are 170 a month for both cars both people... and her car has pretty good insurance, mine not so much, but I just need it to drive...

for those of you who think insurance is what is stopping u... its BS, just getogether with a good girl friend and say that you guys are getting married soon and they will put you on the marriage rate, which is way cheap

 

[JessesTalon]

BTW keep in mind her policy before I got added on it was 140 a month.... mawhahahahahahahhahahahahhahaha

 

[Nautica985]

My insurance is 175 a month and thats just for liability and 1 car/driver. Im only 19 though so that probably has a lot to do with it. I guess ill just have to get married to be able to afford a new car with full coverage.

 

[Ken]

And if you never marry her it's only insurance fraud.

 

[DMS-WhiteGSX]

Now that I'm married I pay $65 a month on my 96 GSX, and $107 on my 99 GSX.

 

[xcelr8n]

and when something happens... heaven forbid it does, but shit happens..
and they look into youre claim etc, and realize these 2 arent married, whose gonna pay for the smashed up cars, even if it is 100% not youre fault..

 

[SleepingEclipse]

lucky sob...my insurance is $450 for 6 months, just liability...being 16 probably doesnt help at all....

 

[Ryans99OZ]

insurance = $1024 a year....full coverage, 3 free towings a year, $250 deductible, $1000 in electronic insurance which covers my dvd player and 7" tft lcd monitor...

2 speeding tickets....age 20....single

beat that bitches

 

[xcelr8n]

insurance = $1024 a year....full coverage, 3 free towings a year, $250 deductible, $1000 in electronic insurance which covers my dvd player and 7" tft lcd monitor...

2 speeding tickets....age 20....single

beat that bitches

damn it seems as though insurance company is making a slim to nil profit on you, cause thats very cheap for youre age, car and record.

 

[Ryans99OZ]

they pretty much are making no profit...im still on the good grades plan...(expired after highschool aha) and i dont even make good grades in college..plus the folks are friends w/ my agent

 

[halik008]

i'm paying $982/yr......Comprehensive PLPD, $250 deductible, $100,000 personal injury, free towing & roadside service, $1500 bail money

halik

 

[greathuskie]

how are they not turning a profit

its not like it costs them money to insure you really, rates are based on probability and statistics, not how mcuh it costs them to insure you

 

[Ryans99OZ]

based on what it takes to insure most ppl i know they are losing out is what i mean...s

 

[Ballin' GS]

103 a month:

2 tickets
1 accident that was around a 13000 dollar claim.
$250 dollar deductable
21 years old, single.
500,000 liability coverage, w/ a 500,000 balloon.
100,000 for the collision and comprehensive.

 

[hewhoisknot]

2 accidents (one i rolled a car) 1 ticket... freakin 2000 ever six months for a 1990!!!!!!! liability... 1400 for liabitily for the 1.8!!!!!!!!!!!! i'm cancellin insurance for the tsi cause it's kill me!

 

[TransDSM]

I pay $130 a month for both the GSX and the Trans Am to be insured. Both are under my name and I am 20 with a clear history

 

[BoredOutaMyMind]

250/month so thats 1500 every 6 months, for my GS-T , im 16, clean record, and under my parents name, as an occasional driver
i dont know what kind of coverage i have... but it better be real good, i think im covered if i crash driving someone elses car too

 

[SleepingEclipse]

250/month so thats 1500 every 6 months, for my GS-T , im 16, clean record, and under my parents name, as an occasional driver
i dont know what kind of coverage i have... but it better be real good, i think im covered if i crash driving someone elses car too

woa...if i was staying under my parents plan, it would only be about $50-$60 a month...

 

[Aikouka]

It's about 550 a year for me on my parent's plan with a clear record, good grades in college and driver's training.

 

[jepherz]

Hey guys,
I'm just wondering how much your insurance rates are. I am way too lazy to call and check so I figured this was the easiest way to get a good idea.

I currently have a 93 GS and I pay about $100 a month for full coverage. However, I am looking at buying a GVR4 so I am wondering how insurance rates compare on GVR4s and other turbo DSMs.
Thanks

 

[SleepingEclipse]

under my parents plan, its around $150 for 6 months....but when i turn 16(in a few weeks), it will be $450 for 6 months....both of those figures are JUST liability...and im driving a 93 gs also....im trying to get whatever discounts i can, anything helps, even if its $5 off a month...

 

[khartley]

my family car is all I have insured right now - that is 300 for a six month policy through Geico. I asked about adding my Talon which would jump it up to 432 for six months, which isn't too bad, I don't think.

 

[Game Over]

I'm 18 with 3 point on my license for speeding... '97 GSX is $140 a month. '97 GST is $139 a month. Both are through Nationwide with full coverage under my parents plan.

 

[boostaddictgsx]

I don't think this is really a good time to talk about insurance for me, but here goes my story:

So, I get up a few days ago and head downstairs to get something to eat, and both my parents are up, and they are sitting at the kitchen table, my dad is on his computer, and my mom is having coffee. I ask them whats up, and my mom says that she has some bad news: the insurance company made a big mistake and my premium is now $925 every 6 mos. I bought the car based on the quote that they gave me in february which was originally $662. So I am pissed off, as I am struggling to make ends meet right now, with gas prices and all, I am not going to be able to afford an extra 300 dollars every 6 mos. I have to be insured as a full time driver on my car because we have 5 cars, two of which are investments/collectibles, the other three are daily driven. I am pissed off because i bought a car based mainly on an insurance quote that I find out now is inaccurate. This has turned into a huge fiasco, my parents are pissed off as well, and my pop threatened to pull away all our business from them, which includes 5 cars, a house, an umbrella, and a life insurance policy. I am 16, no accidents, no tickets, steer clear, and good student discounts, I think this is bullshit.... anyone else have these problems.

I have yet to find out what my premium will be.....


P.S. wow, i really jacked this thread