Insurance [Merged 10-6]

[Defiant]

Find an insurance broker, one who carries many companies' policies. He'll do the shopping for you, and cut that rate at least in half. You may want to try more than one broker, too.

 

[DSMTurboEclipse]

my insurance is 163 a month for me, 17 year old with clean record. 91 Eclipse GS Turbo.

 

[AW4G63]

Originally posted by HondaHunter2002
ok so i get my new premium in the mail today.. went up to 396 dollars a month.. WTF for a 92 n/t.. i'm really pissed off with this insurance lately i've had my car 2 years and every new premium it has gone up.. i originally paid 210 with 500 deductable and 100 theft.. now with 1000 deductable and 500 theft it is still 396.. i'm going to have to park my car.. i will pay for it within 1 year.. 2 years of driving not 1 ticket nor 1 claim and it still went up 100%.. this is a crock of shiat.. ne one else having insurance problems??

So thats about $6.34 American right?



Thats your companys way of saying, "um, well, yeah, we really dont want to insure you so feel free to drop your policy if you dont like it."


Have you called anyone else?

Doesnt your government give you auto insurance? They give you guys everything else!

 

[2FST4U]

I' have Amica. .. . . . . 3 Vehicles. . . .raised $600 a year. I also Have my house through them. Im in search of an insurance company who will not RAPE me unless I ask to be RAPED!!!!!!!!!

 

[IhaveNoCar]

Ok I'm sure this has been asked before, but I'm wondering what you guys are paying for insurance? Preferably what I am looking for is someone with maybe 2 or 3 tickets and that owns a 2G AWD. Cause what I'm thinking is I am either going to save up my money and put a B16 in my CRX or look for my dream car (2G AWD) in about 4-6 months. But I need to know how much you guys pay in insurance, just so I can see if I can even get close to affording it

Edit : Also include your age please

 

[InfamousEclipse]

18yrs old
3 Speeding
2 Wreckless
Totalled car.

Full Coverage on a 2G GSX would be $427/mo

Liability on the RS I paid Cash for and plan on puttin a turbo in (in a few weeks) $174/mo

Thats why I decided to just turbo my RS.......

 

[al5dsm]

I am 17 years old... full coverage on my GS is $178 a month and full coverage on my GSX is $217 a month.. i have no tickets and have the "good student" discount, gotta love the people that let u copy

 

[iisbernhard]

20 years old....

6 accidents
-rear end (my fault, non reported)
-t-boned some biyatch....her fault
-t-boned some other biyatch ... no ones fault
-hit somoene in parking lot .. my fault...750 damage
-hit brick wall at 50 mph...my fault...totalled car and damaged wall to my college
-car got hit by uninsured drunk driver (my insurance had to pay me)

2 tickets
-red light
-speeding 27 over

$570 for 6 months of liability on a 96 saturn sc2

 

[Dsmed]

Originally posted by IhaveNoCar
Ok I'm sure this has been asked before, but I'm wondering what you guys are paying for insurance?

yes it has, about 6,594,893,092 times

Up top, there is a search area that is very useful. I will also attach some insurance threads that I found while using the search area.

http://www.dsmtuners.com/forums/sea...rchid=325646&sortby=&sortorder=&pagenumber=11

http://www.dsmtuners.com/forums/showthread.php?s=&threadid=57255&highlight=insurance

http://www.dsmtuners.com/forums/showthread.php?s=&threadid=56814&highlight=insurance

http://www.dsmtuners.com/forums/showthread.php?s=&threadid=56583&highlight=insurance

http://www.dsmtuners.com/forums/showthread.php?s=&threadid=54964&highlight=insurance

 

[tsiracer18]

I am 18 yrs old insured on 95' TSI AWD Talon
3 tickets
I pay $135/month

 

[justincredible]

I got an aftermarket alarm and it lowers my insurance by 5%!

So you guys with new alarms, call your insurance provider and call to see if its the same with you.

All I need to do is go to the place that installed it and get a certificate to give to the insurance company.

YAY!

 

[meef]

who do you have insurance with? congrats, regardless.

 

[mitsumaster]

Buy more security stuff and It will go lower, even still if you turn 25 for all you kids.

 

[justincredible]

Originally posted by meef
who do you have insurance with? congrats, regardless.

I have northwest insurance...pretty sure it's just a local company though

 

[SgtAJ]

I was just informed today that with any modification, even an intake, TOTALLY nullifies your insurance. This is with Prudential.
How are you all handeling this insurance thing?

 

[Wilsonman02]

dont tell them

 

[SgtAJ]

Yea, that works until you get in some sort of wreck, even if it isn't your fault. Then your'e extremely screwed.

 

[InfamousEclipse]

got liability wich wont cover shit anyway- #### insurence

 

[HokieDSM]

I would guess it depends on your insurance. I dont see how a mechanical modification would nullify any coverage, or should.

Progressive doesnt have any problem with it, and hell I've got coverage for $2000 of "optional equipment"

 

[SgtAJ]

I suppose its because this stuff is related to racing. I see their point, but theres got to be a legal and smart way around it. According to the Progressive rep I talked with, an intake voids my insurance. Could i be getting the shaft on this?

 

[adamism]

I'm 18/male.. Clean record. Had my license 3 months now. Drive a 97 GS-T, and I live in Cali. I'm paying 1200 every 6 months for insurance. Is this too much? Please help.. I want to know if i'm getting ripped off.

 

[kpatrick]

i'm 21 and drive a 95gsx and am paying 1100 every 6 months. and thats with my home owners insurance discount. its just the price ya gotta pay to drive this type of car.

 

[adamism]

Shouldn't it be lower because I'm under my parents name?

 

[kpatrick]

if your the primary driver of the car it'll still be high. you won't get an insurance break till your 25 or married.

 

[98RedGs]

I pay $1800 bucks for 6months but I got a whole buncha speeding tickets among other tickets too.

Be happy your only paying $1100.