Insurance [Merged 10-6]

[Amazin' Wasian]

My insurance is throught my parents... we use allstate
i pay 190 for my evo
90 for my TSI
my parents pay
70 for camaro and like 160 ish for the G35

And i am 19 years old with tons of speeding tickets and have had my license suspended once. So my insurance could be cheaper...
-nick

 

[WMD]

Age and record are not a factor. I think this big name company just SUCKS!

Are you joking? The 16 to 21 male age group pays the most for insurance. After you pass out of that age group your rates will significantly drop. The same goes for multiple cars too.

 

[DGajre777]

Are you joking? The 16 to 21 male age group pays the most for insurance. After you pass out of that age group your rates will significantly drop. The same goes for multiple cars too.

I think he was responding to my post.

 

[jreese86]

I drive a 2001 Nissan GXE. I have 2 tickets, one before I was 18 though, so it shouldn't be on there. I pay $2000 a year for full coverage, so $150 a month. To add a 1992 Laser AWD Turbo would have cost me an extra $35 a month for liability or $70 a month for full.

 

[CherBear]

As for tickets insurance companies waive minor violations depending on the time frame you received them. For a suspended license the do not charge you if got it in the past 30 days. I can't remember the time frames. I just got my insurance agent licensed and finished my training. I have all of the time frames at work.

I'm insured with Progressive with two vehicles a 99 eclipse and a 97 eclipse and two drivers and pay $414 a month.

 

[DGajre777]

$414 a month! Ouch. That hurts me just thinking about it.

 

[Talon_BodyMan]

So when I bought my 1g TSi I thought that I was gonna get raped on the insurance but that turned out to not be the case. I pay 177 every six months for full coverage. I have it as my secondary vehicel so I get the multiple vehicel discount, I'm 21 and I suppose having a clean driving record helps too. I was wondering what everyone else is paying for insurance. So lets hear it.

 

[eclipsh]

You realize that this is going to change dramatically state-to-state, driver to driver, car-to-car and by company right?

At 25, with a clean licence, I pay $70 a month for full coverage on my DD in Colorado, which has stupid-high insurance rates.

 

[timgt]

I think mine is around 600 a year. 97 GS-T spyder

 

[Jeff822]

$1,200 a year for liability, with one ticket and im 18.It would be $4000 a year to have full coverage on my car. sucks

 

[Talon_BodyMan]

You realize that this is going to change dramatically state-to-state, driver to driver, car-to-car and by company right?

At 25, with a clean licence, I pay $70 a month for full coverage on my DD in Colorado, which has stupid-high insurance rates.

Yes I do realise that, thats why I started this thread cause I wanted to know how much some people have to pay to drive their DSM.

 

[larsenracing]

I pay about $78/Mo. for my spyder, Full coverage and being listed as my secondary vehicle and having a kid and life insurance policy threw them helps. I have 2 tickets with them and I'm 23 so haven't hit the next increment to lower my rates yet.

 

[eclipsh]

Ohh... in that case, I pay a few hundred a month... including repairs, Gas, insurance and mods...

I pay about $78/Mo. Full coverage as being a secondary vehicle for my spyder and having a kid and life insurnace policy threw them helps. I have 2 tickets with them and Im 23 so havent hit the next incrament to lower my rates yet.

23 with kids?? EEEK!!!

Somehow I get the feeling this will be bumped to the hangout...

 

[MelloEclipse]

man wish i paid 177 every 6 months, it's around 600 every 6 months for me

 

[diablos991]

I pay 121 per month for liability..... .... I do have a couple of tickets though. But I turn 21 soon and next year I am ticket free so then I am sure it will drop a ton.

 

[Siral3x]

wow...most of you guys don't have tickets owning a DSM??
I use to pay $120/month for liability on a Mustang GT and 95 GST.

 

[larsenracing]

Sorry I guess i forgot about the ones i just got for speeding, no front license plate, and one the day i got the car back togather ofter blowing up the diff for driving excessive or chirping the tires in 2nd gear and the blow off valve. but its still only $78/Mo. I also get pretty lucky (knock on wood)!

 

[jreese86]

$150 a month for my 01 Nissan Sentra w/ Full Coverage.
To add a 92 Laser RS AWD, it would add another $70 for Full, or $35 for liability.

I'm 20, with 2 points on my license, and I would say decent credit (Good score, but not alot of credit).

 

[MSRmechanic]

20 years old
No tickets/accidents on record
91gsx

on my own insurance, I pay 75 a month. Well, actually 450 every six months but when you break it down it's 75. That's with a good student discount. It's an extra 150 per 6 months without it

 

[Jslove1408]

18 years old, full coverage, $1000 deductable, 4 tickets NO points, 2 accidents not my fault, good student discount, and state farm $200 a month under my name.

 

[97EagleTalon2nr]

Hey guys im plannin on sellin my 2gnt pretty soon(within this month) to get a 2g GSX, i was wondering if anyone knew how much more Liability on a GSX would be compared to liability on a GS/ESi anyone have any guesstimates before i sit on the phone all day with the insurance company BTW im 16 and have nothin on my record.. thanks

 

[cs82685]

just geico the two for a quick estimated difference.

 

[jreese86]

You can always just call your agent.

Last time I was lookign at a 92 Laser RS I just called my agent up, gave him the make/model, and he punched it into his computer and gave me a number figure in like 30 seconds.

 

[Jingx284]

if your lucky, youll find one of these really cheap places that don't ask for the model...

I added my 600hp gsx to my families 3 car plan, and it had NO EFFECT on the price whatsoever. I sitll pay the same monthly. It's like free insurance for the gsx.

Another tip too, if your young and your trying cut your rates, add your mom or dad to your title and insure the car through them.

 

[alex]

I'm 17 and my 2g which has 650 HP is only $240/6 months.

My 1g is only $70/6 months.

Both of those are liability only.