Insurance [Merged 10-6]

[1gcrazy]

I thought awd was more? I know in texas for a 4x4 truck compared to a 2wd it was more.

 

[boostedinaz]

is it seriously going to be THAT much though?

another grand a year. right now it's 100$ monthly for just driving my parents cars.

It's really not that much. I have friends with F bodies and Mustangs that pay around 250 to 350 a month for insurance.

Life only gets more expensive from here on out. You want to have a cool fast car you have to pay to play.

 

[WMD]

Life only gets more expensive from here on out. You want to have a cool fast car you have to pay to play.

Ah, harsh reality. Just wait till you get older (for all you H.Schoolers) and it costs you 10-20k a year to go to school. Life sucks, then you die. j/k

 

[lookinfor400hp]

Ah, harsh reality. Just wait till you get older (for all you H.Schoolers) and it costs you 10-20k a year to go to school. Life sucks, then you die. j/k

And after that A mortgage , kids ,multiple cars ,etc , etc...........
I wish I was young again , No I dont

When I was 20 (1995) I had a 91 RS-t Laser and A new 95 GS-T , $425 note on the GS-T
and $245 ins for both cars , of course like most of you I also lived at home then so it was no big deal

 

[DSMBen]

I look forward to college though. Money isn't going to be a problem.

I figure that schooling will cost about 120,000$

4 years of college, med school then residency and then you're making 200,000+ a year.

Anyways, i need to call the insurance company back because i gave my mom a VIN for her to check on from this 95 GS-T i was looking at, actually here in classifieds.

The first number is a 4 and she thought it looked like an H. Suposedly the H means High performance and they might have looked up the wrong car.

Hopefully it lowers a little bit because over 1,000$ for 6 months is crazy, and for me probably unforadble. I only make about 300-400$ a month.

 

[GSEclipse06]

i paid 90/mo liability on my 93 1.8 eclipse. now that that car's gone i got q quote from my company on a 90 gsx, which was 162/mo for everything and only 70/mo for liability. i find it odd that cost would go down on the car like that but hey whatever they want to do. maybe it has to do with the fact that i turned 18 since my accident (one-car, no payout/damage/medical bills) but i doubt it.

 

[DSMBen]

well i was expecting an increase to like 150 or something. but over 1 grand every 6 monhs seems crazy. That is me as the primairy though, if my mom who is 46 was primairy do you think it would go down?

 

[lookinfor400hp]

well i was expecting an increase to like 150 or something. but over 1 grand every 6 monhs seems crazy. That is me as the primairy though, if my mom who is 46 was primairy do you think it would go down?

Yes , but it would be still be expensive.

You have to remember , you are a teenager with a sports car , so thats where thay get you.

 

[WMD]

I look forward to college though. Money isn't going to be a problem.

I figure that schooling will cost about 120,000$

4 years of college, med school then residency and then you're making 200,000+ a year.

This is the same idea almost every kid who goes to verona has. Everybody wants to go to madison and do this or that. Ill tell you madison isnt a dreamland. You may have a class with a 1000 people in it and you never get to speek to the professor. Thats why i go to platteville, class sizes are about 30 people on average and you get to speek to the professor every day. I could have gone to madison, but didnt want to waste my money.

Oh and to recieve an M.D. it will take 8 years.

And being young and with a sporty car you will be profiled. I was followed by cops numerous times. They where just waitng for me to make a mistake. But I didnt, to bad for them

 

[GSEclipse06]

150/mo is 900/6 mo so thats about right.

 

[DSMBen]

This is the same idea almost every kid who goes to verona has. Everybody wants to go to madison and do this or that. Ill tell you madison isnt a dreamland. You may have a class with a 1000 people in it and you never get to speek to the professor. Thats why i go to platteville, class sizes are about 30 people on average and you get to speek to the professor every day. I could have gone to madison, but didnt want to waste my money.

Oh and to recieve an M.D. it will take 8 years.

And being young and with a sporty car you will be profiled. I was followed by cops numerous times. They where just waitng for me to make a mistake. But I didnt, to bad for them

For the college thing. I'm planning on going to UW Milwuakee, Biochemistry major so after the first year of just general classes, the class size will have 20 people max in it. I intend to get a 3.7+ GPA in college and go to the UW Madisons med school. then go into residency for anesthesiology. I know i want to be a doctor and i intend to do it. I don't know if the kind of doctor would stay the same, it might change it might not.

For the cop thing. Yeah the cops heer are assholes, verona is so small that all they try and do is bust kids for screwing around. You are telling me nothing new.

 

[joshohatesuall]

I look forward to college though. Money isn't going to be a problem.

I figure that schooling will cost about 120,000$

4 years of college, med school then residency and then you're making 200,000+ a year.

oh if things in the real world were so simple

 

[nube90]

Im 15 turning 16 and just bought a 95 talon Non turbo i got a quote from geico and it was 213 dollars a month and 1100 every 6 months for liability (i lied about my b-day so it said i was 16) i hope it will be cheaper but that was with me as the primary driver under my moms name im not sure if its the cheapest company either

 

[DSMBen]

Anybody have any idea of what a 1998 3000gt SL would run for insurance? Non turbo.

More or less then the eclipse?

 

[GSEclipse06]

well i was expecting an increase to like 150 or something. but over 1 grand every 6 monhs seems crazy. That is me as the primairy though, if my mom who is 46 was primairy do you think it would go down?

yes it would make a difference, most likely. what i tried to explain to you, and i guess i failed, was that 150/mo and 1000/6 mos isn't that different. 150/mo*6 = $900. not saying $100 isn't a major difference but comparitavely they're pretty close. basically, if you're gonna get a sports car you better be prepared to pay for it. i know that but i'm willing to get one anyway. the two cars im looking to buy are a civic and insurance is 939/6 mo full cvg, and a 91 gsx which is 977/6, so it sounds like your insurance co is right on target (i have geico).

and who ever asked, yes insurance would probably be higher on a 3kgt, but why would you want one of those anyway?

 

[DSMBen]

for the 3kgt is because i found a guy locally on ebay with one.

For the price of insurance, i would pay it, if it ment i could get the car i want yes i would pay it. The problem standing in my way is my parents (mom mostly) that doesn't think it's a good idea, that it's a waste to give the insurance company that much money.

I meen, i make around 130-150 every 2 weeks, so like 300 or so monthly. I could cover insurance, plus my parents will most likley help. It's just the problem i stated before.

 

[GSEclipse06]

for the 3kgt is because i found a guy locally on ebay with one.

For the price of insurance, i would pay it, if it ment i could get the car i want yes i would pay it. The problem standing in my way is my parents (mom mostly) that doesn't think it's a good idea, that it's a waste to give the insurance company that much money.

I meen, i make around 130-150 every 2 weeks, so like 300 or so monthly. I could cover insurance, plus my parents will most likley help. It's just the problem i stated before.

yea, i make about twice as much as you do, but how are you gonna pay for your car? thats why i had such a hard decision picking my next car. (which i've picked by the way, i jsut need the money for it.)

 

[DSMBen]

My parents are buying the car. Budgest is like 7,000 or so, so that is why the power is in their hands.

If they don't like the car they wont spend the money on it.

 

[PropXprt]

170$ every 6 months (Liability) on my 91 Talon that doesn't leave the driveway.

 

[DSMBen]

?? If you don't drive it why do you have insurance on it?

 

[PropXprt]

I figure it's not worth dropping the insurance because it is so cheap already. If I wasn't such a procrastinator it would have been fixed 3 months ago. I'm starting to get motivated, just have alot of other things to do right now.

 

[dsm023]

Was debating about getting a second more fuel economy car till I went to see my agent. Double what I'm paying now was the quote! For that I'll just stick to 1 vehicle.


So for you guys who have multi-cars insured as an Individual:

What are you paying a month

How many vehicles

Through who

 

[DGajre777]

The doubling might have to due with your age and driving record. If the age and record are not a factor, try another insurance company.

FYI - I am MARRIED, 2 cars, 98 Talon TSi AWD and 05 Hyundai Tucson, $150 full coverage with $500 deductable for comp/collision with Geico.

It might be cheaper to put both cars on your parent's insurance policy or get married. Also, stay away from big name companies like Geico, Nationwide, Statefarm etc. They are good for people, like me not for individuals.

 

[dsm023]

Age and record are not a factor. I think this big name company just SUCKS!

 

[bhop]

I thought about getting a 2nd, more fuel efficient car too, for commuting to work. But it is cheaper to just pay for an extra fill-up per month.