Going Nuts

[95RedRS]

I just went to the bank...Got my grandfather to co sign on a loan for me to buy the talon i've pretty much Committed to...His credit is Remarkable...And i've been building it up slowly..I have a previosu loan already with the same bank. But this loan is to pay off the exsisting one and buy the car...so theres still only one payment.

I'm just worried someone up there won't like me and deny me.

Words of wisdom?

I can't calm down at all...and the bank is supposed to call tommorrow with the answer.

I NEED the car more than i WANT it...my RS blew up and i'm left without a car as we speak...I just can never think postive until i here yes or no straight from the source.

 

[dr1665]

May the DSM gods smile upon thee and grant thee thy wish of another DSM to frustrate and anger thee. Lo! A prophesy from on high!

 

[JDNSBR]

May the DSM gods smile upon thee and grant thee thy wish of another DSM to frustrate and anger thee. Lo! A prophesy from on high!

If you Grandfathers credit is as good as you say it is I don't see there being a problem. Especially if you have kept up on your payments with the previous loan.

 

[95RedRS]

I'll take the anger and frustartion...Just let the bank say yes you can have our money!

When it's all broken down...the obvious says shut the fuc up and stop bitching...because my grandfathers credit is Perfect...and I already got one loan with him as my cosigner for 5k a year ago...But i think the worst.

haven't missed a payment on the loan Yet. It comes out automatically.

 

[BLUEBLOTCH]

how did you blow your RS up? Please dont total a Turbo DSM.

 

[FusionTalon]

im ready to bash my head into a wall right now casue i just got denied for a gsx @#$%^#%!!!!!!!

but goodluck with urs, hopefully youll get a good answer from the bank

 

[95RedRS]

I've already gotten approved with him as my cosigner before...a year ago.

All signs say yes i'll get it...I'm just a worry wart.

Rs = Blown headgasket...and to much of a pain to fix..plus...I've waited long enough...I want boost. I'll be 20 in march. I haven't had a decent car since i started driving 3 years. (almost 4) ago.

I'm afraid to answer my phone tommorrow when i see the number come up.

 

[Thomas91169]

dude if you made your payments on time, and his credit is ubergreat and yours is good, theyll give you the loan no problem, even if they hate your guts thats still money for them.

 

[destruckeclipse]

Blown head gasket on my rs was the biggest pain ever. POS still doesnt run right.

 

[95RedRS]

and thanks thomas...That's pretty much what I've been told by EVERYONE. I keep forgettign a bank only looks at what they need...not basing it on any thing other than good credit

 

[Ride South]

man the only way that you'd run into any problem at ALL, is that when a bank provides an auto loan, that auto secures the loan (i.e. you default on payments they take your car) as a general rule banks wont finance past the RETAIL value of the car, easiest way to find that is KBB.com. this value is of course the average that a dealer would sell it for. now if the cost of the new vehicle plus the total from your previous loan exceeds that amount you may have a problem... or you may not, depends on the bank. they may just ask for a down payment... getting approved for the loan wont be an issue for you.. but depending on your bank the amount may not be exactly what you requested unless you are buying the vehicle for well under retail cost and the remainer of your previous loan is not that much either.. Good luck though

 

[95RedRS]

it's a personal unsecured loan.

Not an auto loan even if it is for a car.