Last Thursday picking up my girlfriend from her highschool I got hit.. I was driving down the isle and a kid whipped through two parking spots and nailed me.. The damage doesn't seem too bad until you open the hood and some metal by where the smic should be is bent and crunched..

My insurance estimated 2k in damage but they only want to put on used parts.. I have 200$ headlights that got smashed and they want to put on cheap headlights. Even worse yet, the kid refuses to answer any insurance company calls.. Cop said it was his fault but didn't issue a ticket due to it being on private property.. I am sick of stupid rich kids getting in accidents, not caring, and not taking care of business. I am about ready to go knock on the kids door and make him call the insurance.

I guess my rant is over.. I've put thousands of dollars, blood, sweat and tears into my car.. All for a little teen prick driving mommy and daddy's car to wreck it.. Here is a pic of the damage.


screen shot capture

Damages to the hood, bumper, fender, light, and some support material under the hood. And it's now out of alignment.

Dont settle til you get what you want. They dont have to use used parts. Give them reciepts for things ljke the headlights and they should replace that exact item. I got a fmic replaced new clear head lights and a carbon fiber hood out od the same damaged spot, new bumper and fender also.

I am trying my hardest but my mom is the biggest enemy I have right now (I am only 18). She doesn't care how it gets fixed, so anything I say to the insurance, she just tells them to do whatever..

Well that sucks. But for future, you dont habe to settle, and you get to pick the repair shop

Is the car in your name or parents? Are you under your parents insurance?
I work at a body shop and you do not have to get used parts just like said post above.
If its all under you(insurance and title), f*ck that dude and get what you want. You will need receipts for anything aftermarket though.

I'm so scared to park my baby in any big parking lots or anything related to a school.... sorry for the luck but if you push hard you'll just get some new shiny parts

Just please no graphics

Honestly, i think the bumper can be fixed. Go ahead with a used fender. As long as it doesn't have any rust, its no different than getting a new one. And the used one will prob fit better than a new aftermarket one. As for the headlight, i would provide them a receipt to get the same ones you had. BUT if it is under your moms insurance, whatever she tells them to do, pretty much goes. So you would have to try to get her on your side.

Title = my name.. Insurance policy.. Hers.. But I pay the ####ing 50$ a month for insurance, so I deserve what I want. I don't want progressive to fix it.. I don't trust them. I will take it to a decent shop once this duche canoe kid answers the insurance calls..

Sue him

If he doesn't respond in a week, maybe he will be persuaded when a officer shows up at his door with a court summons...

Should not matter whose name the insurance is in as long as you are on it as car's driver. Good luck with it all.
Hopefully this is not the case of a kid who was driving his parents' car without insurance.

Cars in your name as far as ownership and explain to your mom politely that this is your vehicle and that since you pay the insurance that you would like her to back you up on the parts being replaced! And in all honesty if the insurance company can't get a hold of him but you have a claim more than likely they will sue.

I know how you feel. Being oppressed in large part because of your age. My advice is to work over the claims adjuster with charm, respect, and diligence. They can create numbers out of thin air for you. Perhaps bribe your mom with a nice dinner out if she helps get you your money.

And congrats on still having the ol' girlfriend!

Kill them with kindness. It will get you soooo much farther than being a dick about it.

You get more flies with honey than vinegar....

Also with parts they put on your car the above post is absolutely right between oem and aftermarket. Aftermarket body panels are complete s*&t. They will never fit. Properly that is

This is why you keep receipts!!! Even pay pal receipts will work. Right now would be a good time for your neck and lower back to start hurting. paramedic student. Pain and suffering.

Feel bad. Another wrecked dsm ;(
Im pretty sure the car is under your name aswell as your moms (you wouldnt be able to park at your school if it wasnt) you can talk to your insurance about your car .
Dont accept checks or anything from their insurance unless you agree with them. Its really easy to sue them. Lawyers will appeal for more than you ask for ( thats where they get their money from) my uncle was an attorney . There is this website called avvo look it up on google , highly recommend . Sign up , Ask questions and attorneys will guide you on what to do . Good luck man.

Yea, I am in college, it was my girlfriends highschool. Car is under my name.

Well me being in highschool and whatnot I do see what happens around. One guy just tries his best to impress everyone and something happens. One kid in a honda thinks doing burnouts is cool. But because I know all of these people I know who to keep away from.

Well it was my first time ever picking her up from school.. What a dumb idea.. It isn't teens in general.. It's rich kids with no repercussion to their actions..

The insurance company is gonna try to get away with paying as little as possible. Take your car to the best body shop in your area and have them fix it. Do not settle because by law you have the right to take it were you want if its your car.

Only thing is watch out it's not too expensive cause they can and will total your car... Theres a proper balance

I was almost totalled for this stupid asshole (and he was 40 with kits) same story

Find out how much they think your car isnworth after all your receipts then get as mich as you can with in a few hundred of total loss.

Lucky for me his 2011 audi Q7 was fully insured

not to thread jack but i see so many posts with thngs like ' the insurance company wants to total my car... what do i do"

why do you guys care what an insurance company says? i know in some states it is harder to title a car if it is branded salvage but if you buy back the car and had the title to begin with you wont even end up with a salvage title. not to mention it really is not THAT much work to pass a salvage inspection as long as the car was not issued a non-rebuild-able title.

i have owned so many 'salvage' titled vehicles and bought some of them because of that. fixed them, retitled, and resold for buckets of money.... just dont understand the stigma of 'salvage title' especially if you have owned the car for a while so you know what is done to it.

Because we view salvaged as tainted.. It's like saying "Hey, why buy a new engine when you can have a ####ing used one!"

Why but a new engine for x amount when dsm graveyard is that mich cheaper.

(Not serious, never buy dsmgraveyard)

I just want it to be the way before the kid hit it.. And the insurance isn't making any advances..