It is a simple mod to have a muffler shop mount a high flow cat where the two pipes meet.
I had my local fabricator do this for me.
Thermal cat back with the neck down removed, Megan Racing DP with the neck down removed and high flow Magnaflow Cat installed.
That is still 25 to 75 dollars more than the rebuild kit. You will also have to re/detune the car afterwards to get everything running with the new turbo (the new one may also have to be rebuilt)